Renter's insurance is similar to homeowner’s insurance. Although you may not own the structure around you, the property inside of it are yours, and it’s your home. It is important to protect the things you own, and renter’s insurance is for exactly that. Renter’s insurance is made up of three main parts:
Coverage C – Personal Property
The personal property coverage is for exactly as it sounds, coverage for your personal property. Personal property includes but isn’t limited to furnishings, appliances you purchased, clothing, electronics, etc…
Coverage D – Loss of Use
Loss of use coverage is an amount of insurance available to use toward cost of living in the situation that you are displaced by an event that was covered by your insurance. This coverage will pay for a place to stay, food, transportation, and laundry services until you can move back in, or have found another permanent home.
Coverage E – Liability
Liability coverage is used to cover yourself on or off your property if you are found liable for bodily injury or property damage to someone sustained from non-business-related activity, such as someone injured during a party at your home.
Remember it is important to discuss your coverage requirements and the aspects of your property with one of our licensed, experienced agents before making any coverage decisions. Let Oakley Insurance Group guide and educate you through this process so you have the coverage your home and your family needs for the unexpected life may bring.
"We worked with both Shawn and Tina. Both provided excellent service and were very thorough in explaining the coverages and costs. Insurance can be very tricky if you don't know what your doing. Having Shawn as a knowledgeable resource made the process much easier and we felt confident with our decision. Highly recommend the office for any of your insurance needs."
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Their team is also very personable, you will be treated with compassion, respect and kindness. Above all, you will receive excellent customer service, something that's sadly not as important as it used to be.
Thanks again Shawn and Team at Oakley Insurance Group! You're valued and appreciated!"
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